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If Insurance Doesn't Cover You, We Can Help


If your vehicle is stolen or considered a total loss, your insurance company settlement may not be enough. Not to worry – we've got you covered. Our Guaranteed Auto Protection (GAP) is designed to help cover the difference between your loan payoff and your insurance company settlement.

Why Do I Need GAP?

  • Peace-of-mind protection if something should happen to your vehicle.
  • To help clear your credit, so you can start fresh with a new vehicle purchase.
  • Best of all — GAP is inexpensive and can be easily added to your vehicle loan.

But, That's Not All!

Your GAP coverage comes with Auto Deductible Reimbursement (ADR), which can reimburse you up to $500 per loss when you pay an insurance deductible out of pocket.

Here’s how GAP with ADR works:

See an example of how much of your auto loan payoff a Guaranteed Auto Protection plan would cover should your vehicle be deemed a total loss through accident or theft
If you originally borrowed:$18,000
At the time of loss you owe:$15,000
Your insurance company declares the actual cash value of your vehicle to be:-$10,000
Your primary insurance deductible is:1$500
Your total out of pocket expense is:$5,500
GAP coverage will pay:$5,000
Auto Deductible Reimbursement will pay:$500
Thanks to GAP, you will owe a total of:$0

To sign up for GAP or if you'd like more information, simply complete the form below.

Would you like GAP protection?

If you have any questions, please call us at 301-249-1800 or toll free at 1-888-NASA-FCU (627-2328) and we’ll be happy to help. 

1Deductible coverage is not available in all states.


These products are optional. Coverage is not insured or guaranteed by NCUA or any agency of the federal government. You may obtain coverage to protect your loan from other entities.


Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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