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IRAs for a Brighter Financial Future

IRAs

Before you launch into retirement, make sure you prepare a safe landing. It’s never too early to start investing – and Individual Retirement Accounts (IRAs) are a great way to save. But, which account is right for you? View our options below.

Traditional IRAs

Traditional IRA

It’s never too early to start investing – and an Individual Retirement Account (IRA) is a great way to save.
Start today!

ROTH IRAs

Roth IRA

With a ROTH Individual Retirement Account (IRA), you can pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.
Open today!


SEP Accounts

SEP Accounts

A Simplified Employee Pension (SEP) could be the best for retirement savings if you're self-employed or work for an employer who participates.
Contact us today to open.

Deciding Between Traditional & Roth IRAs

Both IRA options offer a diversified savings approach with a strategy to combat market volatility, but which is right for you? View the details of each and compare below.

 

Traditional IRARoth IRA

This option is best for:

  • Members who expect to be in the same or lower tax bracket when taking withdrawals.
  • Members who are eligible to deduct their contribution.

This option is best for:

  • Members who expect to be in a higher tax bracket when taking withdrawals.
  • Members who do not need a deduction on their taxes now.

When do I pay taxes?

  • Enjoy tax-deferred growth now and pay taxes on withdrawals after retirement.

When do I pay taxes?

  • Pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

Select to Apply Now

Select to Apply Now


Not a NASA Federal member? See if you're eligible. 

Need help deciding? Give us a call at 1-888-NASA-FCU (627-2328) and we'll help you make the right choice for your future - and your budget.

SEP - Simplified Employee Pension

A SEP Plan could be the best way to save for retirement if you're self-employeed or work for an employer who participates. You may make contributions into your own SEP as well as each of your eligible employees plans.

Ready to open your SEP? Contact Us today!

Select to

Not a NASA Federal member? See if you're eligible. 

Want longer term predictable growth? An IRA Certificate can provide a clear path for your future.

IRA Certificate

Secure a great rate and watch your retirement savings grow with the tax-advantaged option that works best for you.1

  • Lock in a competitive rate
  • Enjoy predictable growth for a secure future
  • Save for retirement

 

Ready to open your IRA? You can open an account right now!

Select to Apply Now

Not a NASA Federal member? See if you're eligible. 

 

1Please consult a tax advisor

Investment Services

Looking for More Retirement Solutions?

Visit our Investment Services portal to view all of our retirement products, services, and resources available to you as a NASA Federal member. 

  1. Personal Banking
  2. Checking & Savings
  3. IRAs
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