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IRAs for a Brighter Financial Future

IRAs

Before you launch into retirement, make sure you prepare a safe landing. It’s never too early to start investing – and Individual Retirement Accounts (IRAs) are a great way to save. But, which account is right for you? View our options below.

Traditional & Roth IRAs

Both IRA options offer a diversified savings approach with a strategy to combat market volatility.

Traditional IRARoth IRA

This option is best for:

  • Members who expect to be in the same or lower tax bracket when taking withdrawals.
  • Members who are eligible to deduct their contribution.

This option is best for:

  • Members who expect to be in a higher tax bracket when taking withdrawals.
  • Members who do not need a deduction on their taxes now.

When do I pay taxes?

  • Enjoy tax-deferred grwoth now and pay taxes on withdrawals after retirement.

When do I pay taxes?

  • Pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

Select to Apply Now

Select to Apply Now


Not a NASA Federal member? See if you're eligible. 

Need help deciding? Give us a call at 1-888-NASA-FCU (627-2328) and we'll help you make the right choice for your future - and your budget.

SEP - Simplified Employee Pension

A SEP Plan could be the best way to save for retirement if you're self-employeed or work for an employer who participates. You may make contributions into your own SEP as well as each of your eligible employees plans.

 

Ready to open your SEP? 

to Apply Now

Not a NASA Federal member? See if you're eligible. 

Want longer term predictable growth? An IRA Certificate can provide a clear path for your future.

IRA Certificate

Secure a great rate and watch your retirement savings grow with the tax-advantaged option that works best for you.1

  • Lock in a competitive rate
  • Enjoy predictable growth for a secure future
  • Save for retirement

 

Ready to open your IRA? You can open an account right now!

Select to Apply Now

Not a NASA Federal member? See if you're eligible. 

 

1Please consult a tax advisor

Investment Services

Looking for More Retirement Solutions?

Visit our Investment Services portal to view all of our retirement products, services, and resources available to you as a NASA Federal member. 

  1. Personal Banking
  2. Checking & Savings
  3. IRAs
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NASA Federal Credit Union

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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