Reach Your Goals
STUDENT LOANS
If you or your children are setting course for a college education – NASA Federal can help.
Select to view information on Our Credit Union Student Choice Loan. Our Credit Union Student Choice Loan helps you cover what Financial Aid won’t. Our online application is quick and easy and will get you on your way to a brighter future with:
- Competitive interest rates
- Flexible repayment terms
- Deferred payment while you’re in school
- No origination fees
Select to Apply Now for a Student Loan from NASA Federal Credit Union.
For more information, visit our Credit Union Student Choice Loan Center.
STUDENT LOAN RATES
CU Student Choice Loan Rates
Effective as of June 1, 2023. Rates are variable. Rates and terms subject to change without notice.
| Loan Type | Term | APR* as low as |
|---|---|---|
| Deferred1 Repayment Line of Credit | 20-25 Years | 9.00% (Prime + 1.00%) 2 |
Payment Example: A $20,000 student choice loan at 9.00% APR for 20 years is equal to a monthly payment of $179.95.
For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).
Better Banking Solutions for Your Student
A Convenient Debit Card with Cash Back
Juggling classes, homework and studying is a lot to handle. After helping you finance it all – NASA Federal can also help with the day-to-day banking. Here’s how:
- Enjoy FREE cash withdrawals at branch locations near campus – or at over 36,000 ATM locations (including 7-Eleven store ATMs) and over 5,600 Shared Branch locations
- Earn cash back with every purchase – up to $250 a year3
- No monthly fee
- $0 Fraud Liability, No Charge Card Fraud Alert and FREE Verified by Visa® Fraud Protection
- One NSF FreePass overdraft fee waiver per year
Easy on-the-go banking
- FREE 24/7 eBranch Online Banking and Contact-24 Telephone Banking
- A rocket-fast Mobile Banking app puts a universe of secure banking at your fingertips
The security of parental mission control
- Account alerts on withdrawals, deposits and balances keep communications clear
- Easy real-time cross transfers keep funds steady for all systems go
Ready for an A+ in college-bound banking?
Select to Apply Nowfor a Student Loan from NASA Federal Credit Union.
*Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Subject to change at any time without notice. Your actual APR may vary.
1Deferment is up to 60 months plus 6 months after the date of graduation/separation.
2APR = Annual Percentage Rate. Variable rate as low as Prime plus 1.00%. 6.00% Floor Rate regardless of a lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.
3You will earn $.05 for each positive Signature transaction and $.02 for each positive PIN transaction subject to a total annual redemption amount limit per member of $250. ATM transactions are not qualifying transactions.
We’re here to help
Mortgages & Equity
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Student Loans
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Checking & Savings
Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government. NMLS #486583.
Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through eBranch Online Banking or Mobile Banking, or visit your nearest branch.
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