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Reach Your Goals

STUDENT LOANS

If you or your children are setting course for a college education – NASA Federal can help.

Select to view information on Our Credit Union Student Choice Loan. Our Credit Union Student Choice Loan helps you cover what Financial Aid won’t. Our online application is quick and easy and will get you on your way to a brighter future with:

  • Competitive interest rates
  • Flexible repayment terms
  • Deferred payment while you’re in school
  • No origination fees

Select to Apply Now for a Student Loan from NASA Federal Credit Union.

For more information, visit our Credit Union Student Choice Loan Center.

STUDENT LOAN RATES

CU Student Choice Loan Rates

Effective as of May 1, 2025. Rates are variable. Rates and terms subject to change without notice.

View the terms and annual percentage rate for a credit union student choice loan
Loan TypeTermAPR* as low as
Deferred1 Repayment Line of Credit20-25 Years8.50% (Prime + 1.00%) 2

Payment Example: A $20,000 student choice loan at 9.00% APR for 20 years is equal to a monthly payment of $179.95.

For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).

Better Banking Solutions for Your Student

 

A Convenient Debit Card with Cash Back

Juggling classes, homework and studying is a lot to handle. After helping you finance it all – NASA Federal can also help with the day-to-day banking. Here’s how:

  • Enjoy FREE cash withdrawals at branch locations near campus – or at over 36,000 ATM locations (including 7-Eleven store ATMs) and over 5,300 Shared Branch locations
  • Earn cash back with every purchase – up to $250 a year3
  • No monthly fee
  • $0 Fraud Liability, No Charge Card Fraud Alert and FREE Verified by Visa® Fraud Protection
  • One NSF FreePass overdraft fee waiver per year

 

Easy on-the-go banking

  • FREE 24/7 Online Banking and Contact-24 Telephone Banking
  • A rocket-fast Mobile Banking app puts a universe of secure banking at your fingertips

The security of parental mission control

  • Account alerts on withdrawals, deposits and balances keep communications clear
  • Easy real-time cross transfers keep funds steady for all systems go

Ready for an A+ in college-bound banking?

Select to Apply Nowfor a Student Loan from NASA Federal Credit Union.

*Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Subject to change at any time without notice. Your actual APR may vary.


1Deferment is up to 60 months plus 6 months after the date of graduation/separation.


2APR = Annual Percentage Rate. Variable rate as low as Prime plus 1.00%. 6.00% Floor Rate regardless of a lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.

 

3Cash back will accumulate throughout the calendar year. On the last day of each calendar year (December 31), we will automatically redeem each positive signature transaction for $.05 and each positive PIN transaction for $.02, subject to a total annual redemption amount limit per member of $250, and deposit this amount into a Prime Share Savings Account linked to the Checking Account. Cash back will not be redeemed if the Checking Account is closed, any loan is delinquent or charged-off, or any Account has been expelled from membership at NASA Federal Credit Union. ATM transactions are not qualifying transactions. See Debit Card Cash Back Terms and Conditions for more information.

 

  1. Personal Banking
  2. Student Loans
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NASA Federal Credit Union

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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