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Exclusive Perks for Members

With NASA Federal, you get more than a membership. You get a financial partner with the products, services, and perks needed to help you achieve a brighter financial future.  

Award Winning Cash Back Debit Card

Forbes Best Debit Card That Pays Cash Back

Earn cash back with every purchase! You could earn up to $250 per year!3

When it comes to smart banking, our checking accounts with award winning cash back debit card puts you ahead of the game.

Artemis Debit Card


Personal Finance

Early AccessTM Payroll

Money Icon

Get your direct deposits up to 2 days earlier with EarlyAccessTM Payroll. Enjoy this feature with any NASA Federal Checking Account.

High-Yield Certificates


We offer 9-, 15- and 49-month certificates1 that earn up to 3.5x higher than the national average. Open today to boost your savings!

Free Credit Score

Credit Score

We make it easy for you to access one of the most influential and valuable pieces of financial information. Simply enroll and start viewing your free credit score, powered by VantageScore.®

Balance Financial Fitness

With free financial guidance and services, Balance's Financial Fitness Program can assist all members with money management, financial counseling, debt management, access to education, and more. 

TurboTax and H&R Block
TurboTax    H&RBlock logo

Save up to 20% on TurboTax and confidently file your taxes. Or, save up to $25 on professional tax prep with H&R Block.

Retirement & Money Management Solutions

Investment Services


With over 50+ years of experience, the NASA Federal Investments Team, registered through CFS,* will tailor financial plans focused on achieving your specific goals.

Retirement Simplified
Retirement Simplified

Retirement Simplified gives you free access to best-in-class retirement education and tools to solidify and improve your retirement plan. Register for your free Retirement Score today! 

Estate Planning


With Trust & Will, you have the ability to set up an Estate Plan that outlines how you'd like to care for your loved ones. Setting up documentation is quick and easy!

Home & Auto Benefits

Zero-Down, No PMI Mortgages

Zero Down, No PMI

Designed for first-time homebuyers, you have access to an as low as Zero Down and No PMI mortgage.4 Use your down payment to stay competitive in your offer or to make home upgrades.

Home Search Resource & More


Members save an average of $2,400 with NASA Federal HomeAdvantage.5 Find your next home with the MLS listings and get prompt listing alerts when homes hit the market.

Residential Energy

 Join the Residential Energy Co-op and you can lower your energy bills! Learn more on how to start reaping the benefits of group buying power.

Guaranteed Auto Protection
GAP Coverage

With GAP, get peace-of-mind protection if something should happen to your vehicle. It's inexpensive and can be added to your loan.

Home & Auto Insurance
Auto Insurance

As a member, you have access to multi-policy discounts on Homeowners Insurance and Auto Insurance from Travelers or TruStage. Get your FREE, no obligation quote today!


Security Options & Asset Protection

Identity Theft Protection

Identity Guard

Protect your identity and personal information with Aura™ Identity Guard.® Identity Guard monitors data, sends alerts, and provides recovery services and insurance. Members receive a discount of up to 33%.

ID Navigator
New opportunities

Your Visa Credit Card includes ID Navigator powered by NortonLifeLock. Enroll for FREE today to stay informed of potential identity threats and to receive help fast should the unexpected occur.


AD&D Coverage


NASA Federal members receive $1,000 in AD&D Coverage at no cost! Plus, get increased Accidental Death & Dismemberment coverage amounts available at low group rates.

Term Life Insurance

trust accounts

Enjoy cost-effective choices for term life insurance to stay protected. Members can enjoy simplified underwriting, level premiums, and policy terms of 5, 10, 15, or 20 years.


What are you waiting for? Take advantage of your NASA Federal membership today.


All loans subject to approval.


1A minimum $10,000 required to open all high-yield certificates. Special 9-month, 15-month and 49-month certificates require new funds brought from an external source. Early withdrawal penalties apply and may reduce earnings. Credit Union reserves the right to limit deposits into this special Certificate. This limited-time offer is subject to change at any time without notice. Special 49-month Certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise. Special 15-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise. Special 9-month Certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.


2Comparison rates sourced from on July 1, 2024.


3Earn $0.05 for each positive Signature transaction and $0.02 for each positive PIN transaction subject to a total annual redemption amount limit per member of $250. ATM transactions are not qualifying transactions.


4Membership and eligibility required. Special loan programs offered to well-qualified applicants. Some restrictions may apply. Offers valid for primary residences only. Special Loan Programs are limited time offers and can end at any time without advance notice. Zero Down Programs for new primary residence purchases or up to 95% on refinances in the following designated areas only: CO, CT, DC, DE, FL, GA, MA, MD, ME, MN, NC, NH, OR, PA, RI, TX (new purchases only), VA, VT, WA & WV. Other home loan programs available nationally (except AK, HI, and NJ). Speak with a NASA Federal First Mortgage Loan Specialist for loan details and rates.


5Cash Rewards examples shown are based on a 3% agent commission rate. Since agent commissions vary, your actual Cash Rewards may vary accordingly.

The HomeAdvantage program is made available to you through a relationship between NASA Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using NASA Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. NASA Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with a Mortgage Expert to get details that may affect you.


*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. NASA Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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