Welcome to Membership Benefits
With NASA Federal, you get more than a membership. You get a financial partner with the products, services, and perks needed to help you achieve a brighter financial future.
Award Winning Cash Back Debit Card
Earn cash back with every purchase! You could earn up to $250 per year!3
When it comes to smart banking, our checking accounts with award winning cash back debit card puts you ahead of the game.
Personal Finance
Early AccessTM Payroll
Get your direct deposits up to 2 days earlier with EarlyAccessTM Payroll. Enjoy this feature with any NASA Federal Checking Account.
High-Yield Certificates
We offer 9-, 15- and 49-month certificates1 that earn up to 3x higher than the national average.2 Open today to boost your savings!
Free Credit Score
We make it easy for you to access one of the most influential and valuable pieces of financial information. Simply enroll and start viewing your free credit score, powered by VantageScore.®
Balance Financial Fitness
With free financial guidance and services, Balance's Financial Fitness Program can assist all members with money management, financial counseling, debt management, access to education, and more.
Retirement & Money Management Solutions
Investment Services
With over 50+ years of experience, the NASA Federal Investments Team, registered through CFS,* will tailor financial plans focused on achieving your specific goals.
Retirement Simplified
Retirement Simplified gives you free access to best-in-class retirement education and tools to solidify and improve your retirement plan. Register for your free Retirement Score today!
Estate Planning
With Trust & Will, you have the ability to set up an Estate Plan that outlines how you'd like to care for your loved ones. Setting up documentation is quick and easy!
Home & Auto Benefits
Zero-Down, No PMI Mortgages
Designed for first-time homebuyers, you have access to an as low as Zero Down and No PMI mortgage.4 Use your down payment to stay competitive in your offer or to make home upgrades.
Home Search Resource & More
Members save an average of $2,400 with NASA Federal HomeAdvantage.5 Find your next home with the MLS listings and get prompt listing alerts when homes hit the market.
Residential Energy
Join the Residential Energy Co-op and you can lower your energy bills! Learn more on how to start reaping the benefits of group buying power.
Guaranteed Auto Protection
With GAP, get peace-of-mind protection if something should happen to your vehicle. It's inexpensive and can be added to your loan.
Home & Auto Insurance
As a member, you are eligible for a member discount on Homeowners Insurance and Auto Insurance from Travelers or TruStage. Get your FREE, no obligation quote today!
Security Options & Asset Protection
Identity Theft Protection
Protect your identity and personal information with Aura™ Identity Guard.® Identity Guard monitors data, sends alerts, and provides recovery services and insurance. Members receive a discount of up to 33%.
AD&D Coverage
NASA Federal members receive $1,000 in AD&D Coverage at no cost! Plus, get increased Accidental Death & Dismemberment coverage amounts available at low group rates.
Term Life Insurance
Enjoy cost-effective choices for term life insurance to stay protected. Members can enjoy simplified underwriting, level premiums, and policy terms of 5, 10, 15, or 20 years.
What are you waiting for? Take advantage of your NASA Federal membership today.
All loans subject to approval.
1A minimum $10,000 required to open all high-yield certificates. Special 9-month, 15-month and 49-month certificates require new funds brought from an external source. Early withdrawal penalties apply and may reduce earnings. Credit Union reserves the right to limit deposits into this special Certificate. This limited-time offer is subject to change at any time without notice. Special 49-month Certificate renews automatically to a standard 48-month term at the rate in effect at the time of renewal unless instructed otherwise. Special 15-month Certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal unless instructed otherwise. Special 9-month Certificate renews automatically to a standard 6-month term at the rate in effect at the time of renewal unless instructed otherwise.
2Comparison rates sourced from FDIC.gov on May 1, 2025.
3Earn $0.05 for each positive Signature transaction and $0.02 for each positive PIN transaction subject to a total annual redemption amount limit per member of $250. ATM transactions are not qualifying transactions.
4Membership and eligibility required. Special loan programs offered to well-qualified applicants. Some restrictions may apply. Offers valid for primary residences only. Special Loan Programs are limited time offers and can end at any time without advance notice. Zero Down Programs for new primary residence purchases or up to 95% on refinances in the following designated areas only: CO, CT, DC, DE, FL, GA, MA, MD, ME, MN, NC, NH, OR, PA, RI, TX (new purchases only), VA, VT, WA & WV. Other home loan programs available nationally (except AK, HI, and NJ). Speak with a NASA Federal First Mortgage Loan Specialist for loan details and rates.
5Cash Rewards examples shown are based on a 3% agent commission rate. Since agent commissions vary, your actual Cash Rewards may vary accordingly.
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. NASA Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
We’re here to help
Mortgages & Equity
Auto & RV Loans
Credit Cards
Personal Loans
Student Loans
Business Services
Checking & Savings
Your savings federally insured to at least $250,000 and backed by the full faith & credit of the U.S. Government. NMLS #486583.
Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.
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