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STUDENT LOAN RATES
CU Student Choice Loan Rates
Effective as of December 1, 2024. Rates are variable. Rates and terms subject to change without notice.
| Loan Type | Term | APR* as low as |
|---|---|---|
| Deferred1 Repayment Line of Credit | 20-25 Years | 8.50% (Prime + 1.00%) 2 |
Payment Example: A $20,000 student choice loan at 9.00% APR for 20 years is equal to a monthly payment of $179.95.
For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).
Select to Apply Now for a student loan from NASA Federal Credit Union.
*Annual Percentage Rate (APR) is based on evaluation of applicant's credit. Subject to change at any time without notice. Your actual APR may vary.
1Deferment is up to 60 months plus 6 months after the date of graduation/separation.
2APR = Annual Percentage Rate. Variable rate as low as Prime plus 1.00%. 6.00% Floor Rate regardless of a lower Prime Rate. The APR is a variable rate and is based on the Prime rate as disclosed in The Wall Street Journal plus a margin based on your credit history. The rate is subject to change. Maximum APR is 18%.
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