Today’s Rates for Tomorrow’s Plans
MORTGAGE RATES
Whatever your mortgage needs, NASA Federal is here to help with competitive rates, flexible terms, and a variety of options to make your dreams come true.
Base rates and points as of 10:30 am, December 20, 2024, ET and subject to change without notice.
Published rates are not considered a rate lock commitment or a commitment to lend. Rate locks, points and terms are based on an evaluation of credit, confirmed loan-to-value, occupancy, loan amount, loan purpose, property type and location.
All rate quotes below are exclusive of a required one percent (1%) loan origination fee and reflect 0 points. This represents a partial listing of mortgage options available. Many other plans with varying rate and point structures are available.
Don’t see what you’re looking for in the charts below? Give us a call at 1-888-NASA-FCU (627-2328) and we’ll be happy to find a plan that fits your needs.
Conventional Mortgages (up to $1,149,825**)
| Term | Rate | APR* |
|---|---|---|
| 30-Year Fixed Rate | 6.625% | 6.757% |
| 15-Year Fixed Rate | 6.000% | 6.213% |
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Jumbo Mortgages ($766,550 and up**)
| Term | Rate | APR* |
|---|---|---|
| 30-Year Fixed Rate | 6.875% | 7.022% |
| 15-Year Fixed Rate | 6.750% | 6.988% |
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VA Mortgages (up to $1,149,825**)
| Term | Rate | APR* |
|---|---|---|
| 30-Year Fixed Rate | 6.625% | 6.817% |
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FHA Mortgages (up to $1,149,825**)
| Term | Rate | APR* |
|---|---|---|
| 30-Year Fixed Rate | 6.625% | 7.288% |
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More Options Available: If you do not see the mortgage option you are looking for here, please call us. We offer a full range of nationwide mortgage services, including financing for first homes and vacation homes. Please call 1-888-NASA-FCU (627-2328) for rates on $100,000 or less.
Payment Example: A $250,000 30-year fixed rate with zero points and an interest rate of 7.000% (7.148% APR) would have a monthly principal and interest payment equal to $1,663.26. The monthly payment shown does not include PMI, taxes, insurance or other applicable escrows. The actual payment obligation will be greater when these are applied.
Eligibility and membership in NASA Federal Credit Union required. Rates are based on evaluation of credit history. Unless you have a rate lock (call for details), rates are subject to change without notice. Rates are generally updated daily.
*APRs are based on a $200,000 loan and 60% loan-to-value.
**Maximum mortgage limits are set by the Federal Housing Finance Agency (FHFA) and can vary depending upon the state and the county. Some state and county limits may be lower for conventional, FHA and VA home loans.
NASA Federal Credit Union is an Equal Housing Lender.
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