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Your Savings are Safe with NASA Federal

Federally Insured by NCUA

Federally Insured By NCUA - Why It Matters


NASA Federal Credit Union is a Federally chartered credit union regulated by the National Credit Union Administration (NCUA) and insured by the National Credit Union Share Insurance Fund (NCUSIF). When you see the official NCUA insurance sign in our advertising, branches, or website, that means your savings are protected.

Your deposits are Federally insured and backed by the full faith and credit of the United States government. 

According to the National Credit Union Administration (NCUA), Credit union members have never lost even a penny of insured savings at a federally insured credit union.

Your savings are insured up to $250,000 per individual depositor. The following provides some additional insight on coverage:

Account Ownership TypeExample AccountLess than $250k AccountGreater than $250k Account
IndividualSavings, Checking, Money Market – For Self OnlyYou're covered!1 Up to $250k protected1 
JointSavings, Checking, Money Market – Multiple OwnersYou're covered!2Up to $250k protected per owner2 
TrustFormal or Informal Revocable Trusts3You're covered!Up to $250k protected per beneficiary4
RetirementTraditional/Roth IRAYou're covered!5Up to $250k protected5

Please note:
Separate coverage is also available for the trust interests of beneficiaries of irrevocable trust accounts.


    To review account types and insurance coverage, please visit NCUA's website for FAQs, publications, or to calculate your coverage(s).

    1Total amount in combined accounts.


    2Amount per each owner’s interest in joint accounts


    3Informal revocable trusts, also known as payable on death (POD) accounts are the most common form of revocable trusts. These informal revocable trusts are created when the account owner signs an agreement stating that the deposits will be payable to one or more beneficiaries upon the owner's death. Formal revocable trusts, also known as Living trusts or family trusts, are formal written documents created for estate planning purposes. The trust document sets forth who shall receive trust assets after the death of the owner.


    4Amount per beneficiary, for each owner. Special rules apply for accounts over $1.25 million.


    5Amount in traditional and Roth IRA accounts added together. Beneficiaries do not change the coverage amount.

    Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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