Stellar Rates on Personal Loans
PERSONAL LOAN RATES
Personal Loans
Effective as of January 1, 2022. Rates and terms subject to change without notice.
| Term | Loan Amount | APR* as low as |
|---|---|---|
| up to 60 months | $1,000 - $30,000 | 6.74% |
| 61 - 84 months | $1,000 - $30,000 | 7.74% |
Payment Example: A $10,000 personal loan financed with NASA Federal at 6.74% APR for 60 months will have a monthly payment of $196.79.
For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).
Select to Apply Now for a personal loan from NASA Federal Credit Union.
CashLine Line of Credit
Effective as of January 1, 2022. Rates and terms subject to change without notice.
| Term | Loan Amount | APR* as low as |
|---|---|---|
| Revolving | up to $30,000 | 7.99% (Prime^ + 4.74%) |
Maximum rate is 18.00%.
For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).
Select to Apply Now for a personal loan from NASA Federal Credit Union.
Share Secured Loan
Effective as of January 1, 2022. Rates and terms subject to change without notice.
| Loan Type | Term | APR* as low as |
|---|---|---|
| Share Secured (variable) | up to 60 months | 3.10% |
| Certificate Loan | Term of Certificate | Certificate Rate + 3.00% |
Payment Example: A $10,000 share secured loan at 3.10% APR for 60 months is equal to a monthly payment of $180.13.
For updated information, inquire at any branch office, send us a secure message via eBranch or the mobile app, or call 1-888-NASA-FCU (627-2328).
*APR = Annual Percentage Rate. APR is based on the evaluation of creditworthiness. Rates are subject to change at any time without notice. Special offer floor rate is 6.74% APR for up to 60 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 61-84 months is 7.74% APR. Your actual APR may vary. Membership eligibility requirements apply. Subject to credit approval. Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out. Maximum aggregate unsecured credit limits cannot exceed $50,000 with NASA Federal Credit Union. This limited-time offer is subject to change at any time without notice.
^Prime Rate = 3.25% as of January 21, 2022 as published in The Wall Street Journal.
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