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Low Personal Loan Rates with Flexible Terms

Our Current Personal Loan Rates

Personal Loans

Effective as of July 1, 2025. Rates and terms subject to change without notice.

Payment Example: A $10,000 personal loan financed with NASA Federal at 9.49% APR for 60 months will have a monthly payment of $209.97.

For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).

Select to Check Your Rate on a personal loan from NASA Federal Credit Union.

 

Home Improvement Loans

Effective as of July 1, 2025. Rates and terms subject to change without notice.

Payment Example: A $50,000 home improvement loan financed with NASA Federal at 9.34% APR for 240 months will have a monthly payment of $460.85.

For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).

Select to Check Your Rate on a personal loan from NASA Federal Credit Union.

 

CashLine Line of Credit

Effective as of July 1, 2025. Rates and terms subject to change without notice.

Maximum rate is 18.00%.

For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).

Select to Check Your Rate on a personal line of credit from NASA Federal Credit Union.

 

Share Secured Loan

Effective as of July 1, 2025. Rates and terms subject to change without notice.

Payment Example: A $10,000 share secured loan at 3.10% APR for 60 months is equal to a monthly payment of $180.13.

For updated information, inquire at any branch office, send us a secure message via Online Banking or the mobile app, or call 1-888-NASA-FCU (627-2328).

To apply, call 1-888-NASA-FCU (627-2328).

1APR = Annual Percentage Rate. APR is based on the evaluation of creditworthiness. Rates are subject to change at any time without notice. Special offer floor rate is 9.49% APR for up to 60 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 61-84 months is 10.49% APR. Your actual APR may vary. Membership eligibility requirements apply. Subject to credit approval. Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out. Maximum aggregate unsecured credit limits cannot exceed $50,000 with NASA Federal Credit Union. This limited-time offer is subject to change at any time without notice.

 

2 APR = Annual Percentage Rate. APR is based on the evaluation of creditworthiness. Rates are subject to change at any time without notice. Special offer floor rate is 8.49% APR for up to 84 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 85-180 months is 8.84% APR. Your actual APR may vary. Membership eligibility requirements apply. Subject to credit approval. Maximum aggregate unsecured credit limits cannot exceed $100,000 with NASA Federal Credit Union. This limited-time offer is subject to change at any time without notice.

 

^Prime Rate = 7.50% as of July 17, 2025 as published in The Wall Street Journal.