Detox Your Holiday Debt: Pare It Down with Great, Low Rates
January 13, 2026
Credit Card with 8.9% APR1 for Life on Balances Transferred
Overindulged a bit this holiday season? No worries! We’ve all been there! It may be time for a detox.
Transfer your high-interest balances to a NASA Federal Platinum Advantage Rewards Credit Card and enjoy a low rate of 8.9% APR for life. You’ll enjoy one simple payment that can help you streamline your finances.
Transfer high-rate balances within the first 90 days and start feeling lighter immediately.
Even better, there are no balance transfer fees and no annual fees. You’ll also enjoy a competitive rate on purchases and rewards points that never expire, redeemable anytime online.
Kickstart your financial detox today. Check your rate in just two minutes, with no impact on your credit score at nasafcu.com/payoffdebt.
Get a Smart Loan with an APR of 8.94%2
Need a deeper cleanse for lingering holiday balances? A NASA Federal Smart Loan can help you pay down your high-rate debt and regain control. Borrow up to $30,000 at a fixed rate as low as 8.94% APR, with flexible terms that make your payoff plan crystal clear.3
With a Smart Loan, you’ll enjoy:
• Get your money in as little as 2 days5
Apply now at nasafcu.com/payoffdebt to check your rate and access your funds quickly. Start your holiday debt detox today and enter the New Year with a cleaner financial slate!
1APR=Annual Percentage Rate 8.9% APR based on creditworthiness. Offer only available to qualified members for balance transfers made within 90 days of account opening. Balance transfers made after that time would be made at the standard Balance Transfer APR 12.90% - 17.99%. Minimum transfer amount is $500. Balance transfers must be from another financial institution. The transfer amount may not exceed your available credit card limit. There are no balance transfer fees. Purchase APR 12.90% - 17.99%. Cash Advance APR 14.90% - 17.99%. All APRs are based on creditworthiness and will vary with the market based on the Prime Rate. The penalty for a late payment is up to $35.00. Cash advance fee: 3% of the advance ($5 minimum). Rates as of January 1, 2026 and are subject to change. Eligibility and Membership in NASA Federal Credit Union required. All offers subject to credit approval. This limited-time offer is subject to change at any time without notice.
2APR = Annual Percentage Rate. APR is based on the evaluation of creditworthiness. Rates are subject to change at any time without notice. Special offer floor rate is 8.94% APR for up to 60 months and is reserved for highly qualified individuals. The special offer floor rate for terms of 61-84 months is 9.94% APR. Your actual APR may vary. Membership eligibility requirements apply. Subject to credit approval. Refinance of existing NASA Federal Credit Union fixed-rate loans permitted one time only with a required $1,000 cash out. Maximum aggregate unsecured credit limits cannot exceed $50,000 with NASA Federal Credit Union. This limited-time offer is subject to change at any time without notice.
Payment Example: A $10,000 personal loan financed with NASA Federal at 8.94% APR for 60 months will have a monthly payment of $207.29.
3Your loan maturity date may vary if you participate in skip-a-payment or if you pay more or less than the amount reflected in your payment schedule.
4The loan will continue to accrue interest during the 60-day payment deferral period.
5Funds will be issued upon receipt of all required loan documents.
