After a Storm, Don’t Let a Repair Turn Into a Scam

Key Takeaways

• Scammers may pose as contractors after severe weather or natural disasters.
• Be cautious about unsolicited offers and pressure to make an immediate decision.
• Verify contractors independently before paying or signing anything.
• Avoid paying the entire cost of a major repair upfront.

Main Article

Severe weather can leave homeowners facing damaged roofs, fallen trees, flooding and other repairs that can’t always wait. Unfortunately, the period after a storm can also attract scammers who know people are stressed and eager to get their homes back to normal. The Federal Trade Commission specifically warns consumers to be alert for people posing as contractors or other trusted sources after emergencies. (Consumer Advice⁠)

Be cautious if someone appears at your door unexpectedly and claims they’re already working in the neighborhood or can offer a special price if you sign immediately. Get the company’s name and contact information, then research it independently. Ask for references, verify applicable licensing and insurance, and get the scope and price of the work in writing before agreeing to a major repair.

Don’t allow urgency to push you into paying a large amount upfront. Understand the payment schedule, keep copies of contracts and receipts, and be wary if you’re instructed to pay through an unusual method or told you must act before you’ve had time to review the agreement.

Recovering from a storm can be stressful enough without adding fraud to the situation. Taking time to verify who you’re dealing with can help protect both your home and your finances.